question on rental insurance for someone renting out their unit

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question on rental insurance for someone renting out their unit

Post  axe on Wed Apr 22, 2009 8:24 pm

question for anyone renting out their unit, or anyone that might know the answer...

what kind of rental insurance should a landlord purchase if renting out a unit in Villagio? what does HOA cover insurance-wise?

thanks!

axe

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Insurance for landlord

Post  PaulC on Thu Apr 23, 2009 1:35 am

Generally you need fire insurance. You want to insure the basics of the unit from the studs in. Imagine there is a fire in a rental unit. The tenants will have insurance (or should) on their belongings, so as a landlord, what you need to protect are the ceilings, floors, appliances etc. Again, insurance companies do this everyday. Talk to your agent and get a couple opinions.

-Paul
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